Colorado recently enacted a law that provides remedies against insurance companies for unreasonably delaying or denying a claim. The new law, House Bill 08-1407, provides meaningful remedies to those who have had claims unreasonably denied or delayed by insurance companies. The law applies to the following types of insurance: auto, home, health, disability. It may apply to other types of insurance, but the law does not apply to workers’ compensation, life insurance or title insurance.

Prior to the enactment of this law, injured people were at a huge disadvantage in bringing claims against insurance companies, largely because the cost of bringing the lawsuit outweighed the potential benefits of obtaining a recovery. House Bill 08-1407 gives people the power to take legal action when insurance companies fail to pay their claims in a reasonable and timely manner. Potential remedies under the law include past benefits owed, double damages, and attorneys’ fees. So if you have a claim worth $35,000.00, and you prove the insurance company unreasonably delayed or denied paying the claim, then under House Bill 08-1407 you could receive double the $35,000.00, plus your attorney’s fees.

If you believe an insurance company has unreasonably delayed or denied your claim please contact: WWW.ADENVERPERSONALINJURYATTORNEY.COM

Gregory A. Hall
A Colorado Personal Injury Attorney
3570 E. 12th Avenue, Suite 200
Denver, CO 80206
Phone: 303-320-0584
Email: gregory@federallaw.com

DENVER PERSONAL INJURY LAWYER

COMPENSATION FOR INJURIES SUFFERED IN AN AUTO ACCIDENT

In Colorado, the driver who is at fault in the auto accident is primarily responsible for the cost of compensating the persons hurt in the accident who are not at fault.  If you are hurt by a negligent driver in Colorado, you are entitled to compensation for your losses and expenses, including:

• Medical expenses
• Lost wages
• Loss of earning capacity
• Repair costs
• Emotional  trauma, mental anguish
• Pain and suffering
• Physical or mental disability
• Embarrassment and humiliation
• Disfigurement and permanent scars
• Loss of enjoyment
• Loss of love and affection
• Out of pocket expenses relating to the accident
• Loss of home services, such as inability to maintain the upkeep of your home

UNINSURED AND UNDERINSURED MOTORIST (UIM) COVERAGE IN COLORADO

If the at fault driver does not have enough insurance or assets to cover your losses, then you may have to make a claim for uninsured (UI) or under-insured motorist (UIM) benefits from your own insurance company.  Colorado requires your auto insurance company to offer you UI and UIM coverage.  It almost never makes sense to deny or opt out of this coverage, so contact your insurance agent and make sure that your policy includes UI and UIM coverage and make sure you have sufficient bodily injury limits on your policy.

If you or a loved one has been injured in an auto accident, contact Colorado Personal Injury Attorney Greg Hall at:

http://acoloradopersonalinjurylawyer.com

Gregory A. Hall
A Colorado Personal Injury Attorney
3570 E. 12th Avenue, Suite 200
Denver, CO 80206
Phone: 303-320-0584
Email: gregory@federallaw.com